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Cash Game App Withdrawal Fees and Payout Times (2026 Index)

Data as of September 26, 2026: 14 apps, every cell checked that day against the platform's own help center, FAQ or terms. Next scheduled check: January 5, 2027.

Glossy 3D cartoon of a wooden desk on a deep purple background: an open ledger with blank columns, a phone showing a wallet screen with teal and gold buttons, a stack of sealed envelopes, a brass hourglass and a blank desk calendar

Cash game apps publish their withdrawal rules in help centers and terms, and the numbers repeated elsewhere often don't match them. This index copies each rule from the platform's own page, links it and dates it. Where a platform publishes nothing, the cell says so. Atay Games' cash matches run on Skillz, operated by Firy Inc (NYSE: FIRY, formerly SKLZ).

TL;DR

Skillz charges $1.50 on withdrawals under $10 (its terms allow up to $2.00), publishes no minimum, and tells US players to expect paper checks in 4-6 weeks. Of the 8 paid-entry rows in this index, 4 publish a minimum withdrawal, from $1.75 to $6, and all 8 forfeit bonus cash when you withdraw.

Atay Games withdrawal index, first-party sources only, checked September 26, 2026.

Key Findings
  • A fee is not a minimum. Skillz publishes a $1.50 fee on withdrawals under $10 and no minimum withdrawal. A search engine's answer we checked on September 25, 2026 still turned that into a "$10 minimum."
  • Help center and terms differ. Skillz's help center says $1.50 and "4-6 weeks." Its User Terms (May 22, 2025) allow a fee "of up to $2.00" and say processing "may take up to ninety (90) days."
  • Skillz's two help centers differ too. The standalone games' article says instant bank withdrawals are "in early access and only available to select test users" (text last edited June 18, 2025). Skillz Arena's says they're "available to most users" (edited July 5, 2026). Both were live on September 26, 2026.
  • Half the paid-entry rows publish no minimum. 4 of 8 publish one: WorldWinner $1.75 ($10 for checks), Bingo Bling $5, Bingo Stars $5 and Triumph Arcade $6.
  • Bonus cash never survives a withdrawal. All 8 paid-entry rows say bonus cash is forfeited or reset when you withdraw. On 3 of 8 (both Skillz rows and WorldWinner), part of a withdrawal can arrive as a paper check.
  • Small withdrawals cost the most. Skillz's $1.50 is 30% of a $5 cash-out, 16.7% of $9 and 0% of $10.
  • 82 of every 100 dollars of entries went to prizes. Firy's June 2026 investor deck indexes Skillz's fiscal 2025 economics at 82% prizes, 2% incentives and developer profit share, and a 16% take rate, as a platform-wide average.

Sources: each platform's own help center, FAQ or terms, and Firy's 8-K exhibit (June 18, 2026). Counts and percentages: our calculation.

Disclosure: Atay Games makes games that run on Skillz. Like every Skillz developer, we receive a share of the revenue left after prizes and player incentives. We don't set Skillz's fees, and we hold the Skillz rows to the same sourcing rule as everyone else. New to the platform? Start with who Skillz and Firy are.

What does it cost to withdraw from a cash game app?

Withdrawal costs are set platform by platform and published in help centers and terms. As of September 2026, Skillz, which runs Atay Games' cash matches, charges $1.50 on withdrawals under $10 and publishes no minimum withdrawal. This index quotes each platform's own page, dates it, and marks anything a platform doesn't publish as "not published".

The table covers eight paid-entry rows: two Skillz apps and six platforms that run their own cash competitions. In 2026 their rules differ on almost every column, from a $1.75 minimum at WorldWinner to no published minimum at all on Skillz. Reward apps, which pay out points rather than prizes from entry fees, get their own table further down.

How to read it. Every cell quotes or closely paraphrases the platform's own help center, FAQ or terms, linked in the Source column with that page's own date. "Not published" means we found no statement on the platform's own pages on the last-checked date. It doesn't mean zero. Rows are alphabetical, amounts are in US dollars, and we don't rank platforms.

Paid-entry cash games. Alphabetical. Quotes are each platform's own words; checked September 26, 2026.
PlatformMin depositMin withdrawalWithdrawal feePayout methodsStated timeID checkBonus cash on withdrawalSource (page date)Last checked
Bingo BlingApp Store seller: Game Story ltdNot published. Deposit methods: "credit card, Apple Pay, or PayPal"."The minimum amount for withdrawal is $5.""A $1 processing fee will be charged upon withdrawal." The same article adds: "Once a player's total withdrawals exceed $500, each withdrawal will incur a processing fee of 1% of the withdrawal amount. If the withdrawal is less than $500, the processing fee will be $1."First a refund to the method you deposited with (credit card, Apple Pay, Venmo or PayPal); any rest "In the U.S., via PayPal to the email on your account."After an in-app cancel countdown, "it can take up to 14 business days." Terms: "may take up to ninety (90) days"."For some withdrawal requests over a certain amount, we may ask you to complete a quick digital ID check"."Upon withdrawal, all your bonus cash amount will reset."2026-09-26
Bingo Stars - Win Real MoneyApp Store seller: Lucky Day Entertainment, Inc.Terms list deposit packages of "$5, $15, $25, $35, $50 and $75"."The minimum is $5"."a $1 withdrawal processing fee will be deducted."PayPal, or "a refund to your existing payment methods (Credit Card, Apple Pay, Paypal)"."usually processed within 2 business days but can take up to 5 business days to appear in your account". Terms: "up to fourteen (14) business days".Terms: may require "verification of identification"; a request is cancelled if verification isn't received "within five (5) days"."all Bonus Cash remaining in your account will be forfeited."2026-09-26
Blitz - Win CashApp Store seller: ESPORT NEWCONot publishedSet in the app, per its terms; no amount published.Terms: "all withdrawals are subject to a processing fee, which will be displayed in the Application and deducted from the withdrawal amount" (no amount published).Not published"Payout processing times can vary but usually last less than a week." Terms: "within four (4) Weeks after You supply all required documentation".Terms: "We may require You to provide valid proof of ID that matches the bank account holder's name"."Any Bonus Cash you may have when you request a withdrawal is forfeited."2026-09-26
Skillz, standalone games (including Atay Games)App Store seller varies by game; platform: Skillz Inc. (now Firy Inc)Not published in this help category. Deposits: "credit card, PayPal, and Apple Pay", plus a US bank account through Aeropay.Not published. "The withdrawal screen will show how much of your balance is eligible"; deposits must be played in matches once first."there is a $1.50 charge for any withdrawals under $10" (help). User Terms 8.5: a fee "of up to $2.00 for any withdrawal of less than $10.00 may be assessed".Up to your total deposits: back to "PayPal or credit card, in order of oldest to newest deposits". Above your deposits: "paper check if you're in the US", PayPal elsewhere. US checking account through Aeropay. Prepaid cards: back to the card."expect their withdrawals in 4-6 weeks"; checks "typically take 1-2 weeks to arrive" once processed. Aeropay standard ACH "usually in <24 business hours"; Instant Withdrawals are "in early access and only available to select test users". Terms: "may take up to ninety (90) days".User Terms 8.3: at withdrawal "you may be required to submit your social security number or other identifying information"."Bonus cash cannot be withdrawn, and is forfeited when you make a withdrawal."2026-09-26
Skillz ArenaApp Store seller: Skillz Inc."$5 minimum". Deposits by PayPal, Visa or Mastercard, Apple Pay (iOS) and "Bank transfer (ACH) via Aeropay".Not published"there is a $1.50 charge for any withdrawals under $10" (help). Same User Terms as the standalone games (up to $2.00).Same deposit-first and paper-check routing as the standalone games; US bank withdrawals through Aeropay.Same "4-6 weeks" wording. Arena's Aeropay article: "Instant Cashout is available to most users"; standard ACH "usually in <24 business hours".Same User Terms 8.3 (social security number or other identifying information may be required)."Bonus cash cannot be withdrawn, and is forfeited when you make a withdrawal."2026-09-26
Solitaire Smash: Real Cash!App Store seller: Play Perfect Ltd.Not publishedNot published. The terms reserve the right to change "the minimum withdrawal amount, withdrawal methods and withdrawal fee".No amount published. Terms: charges and withdrawals "may be subject to a fee".Not publishedTerms: "Processing of requested funds may take up to ninety (90) days".Terms: "you may be required to submit your social security number or other identifying information".Terms: "you will forfeit any Bonus Funds currently in your Account".2026-09-26
Triumph ArcadeApp Store seller: Triumph Arcade, LLCNot published"All withdrawal transactions must be at least $6 or greater"."Triumph imposes a fee for instant withdrawal"; the amount "will be clearly disclosed to you before you confirm the withdrawal". ACH bank withdrawals: "without any fee"."debit card, bank account, PayPal, or Venmo"; one payout account type at a time."will process within two weeks of the request".Required before any withdrawal: a "government issued photo identification", "a live video of your face" and "phone global positioning data"."any unused 'Bonus Cash' will be forfeited" on any withdrawal.2026-09-26
WorldWinnerApp Store seller: Game Taco, Inc."$5 is the lowest deposit option available.""the minimum withdrawal amount is $1.75, though Check withdrawals have a higher minimum of $10."None stated in the help center; a check under $10 is "rejected" and returned to your balance. Terms (2021): a "check request processing fee of $1.75 for any check request in an amount less than $10.00" may be assessed.Back to the methods you deposited with. Cards and Apple Pay only "up to the amount deposited through that method"; the rest goes by check. "PayPal and Venmo don't carry this restriction."Card, PayPal, Venmo or Apple Pay: "Allow up to 7 business days". Check: "Allow up to 8 weeks for processing and mail delivery". Another live article: "may take up to 10 business days".None stated in the help center. Terms (2021): "Game Taco may request that you submit your social security number" for tax forms once yearly winnings pass a set amount."Bonus Bucks can't be withdrawn and are forfeited when any withdrawal is requested."2026-09-26

Atay Games withdrawal index, 2026 Q4 edition. Every value from the linked first-party page, checked September 26, 2026. App Store seller names from Apple's public lookup API, same day.

The download builds a CSV from this page's data in your browser. How to cite this index.

Check the Source date before you rely on a cell. Help centers change: one platform edited most of its withdrawal articles in September 2026. Three other costs sit outside this table: state rules on where cash play is allowed, taxes on prizes, and inactivity fees, which have their own small table in the section on other platforms.

What are Skillz's withdrawal fees, minimums and payout times?

In 2026, Skillz charges $1.50 on any withdrawal under $10 and publishes no minimum. Money up to your total deposits goes back to the card or PayPal you deposited with; US winnings above that go by paper check, which Skillz says to expect in 4-6 weeks. A US bank linked through Aeropay usually receives standard ACH in under 24 business hours.

Skillz's withdrawals article, updated August 5, 2026, sets the rules for every standalone Skillz game, Atay's included. Its last line reads: "please also note that there is a $1.50 charge for any withdrawals under $10." It names no minimum. Instead, "The withdrawal screen will show how much of your balance is eligible."

Two conditions come first. Deposits "must be played in matches before they're eligible for withdrawal," so a $10 deposit has to be played through once. And Bonus Cash "cannot be withdrawn, and is forfeited when you make a withdrawal." Both are in the same article.

Where a Skillz withdrawal goes

You request a withdrawal Up to your total deposits Winnings above your deposits Back to your card or PayPal oldest deposit first In the US Paper check: "expect ... 4-6 weeks" or an Aeropay bank: ACH "usually in <24 business hours" Outside the US PayPal Under $10: a $1.50 charge (help center). The User Terms allow up to $2.00. Any Bonus Cash in the account is forfeited when you withdraw.
Skillz help articles 203685739 (updated Aug 5, 2026) and 37471978518676 (updated Sep 22, 2026); User Terms section 8.5. Checked September 26, 2026. Diagram: Atay Games.

The routing explains most "why did my money go there?" questions. Skillz's own example: deposit $10 by card, later withdraw $20, and "we would refund $10 to your card and send you a $10 check in the mail." Prepaid cards follow the same rule, so Skillz's prepaid-card article says to keep the card, because "If you don't have this card, your withdrawal may be forfeit." Our guide to gift and prepaid cards covers the deposit side.

The help center and the User Terms don't say the same thing

Skillz publishes its rules in two places, and they differ. Neither is wrong. The help center describes how things normally work, and the terms set the outer limits.

Quoted from each document. Help center checked via its public API on September 26, 2026; User Terms updated as of May 22, 2025.
TopicSkillz help centerSkillz User Terms
Fee under $10"a $1.50 charge for any withdrawals under $10" (203685739)"A check request processing fee of up to $2.00 for any withdrawal of less than $10.00 may be assessed." (8.5)
Timing"expect their withdrawals in 4-6 weeks" (203685739); checks "typically take 1-2 weeks to arrive" once processed (115001117726)"may take up to ninety (90) days," and a withdrawal can be delayed pending an investigation or "verification of eligibility" (8.5)
IDNot stated in the withdrawal articles"you may be required to submit your social security number or other identifying information" (8.3)
Bonus Cash"forfeited when you make a withdrawal" (203685739)Forfeited on withdrawal, and after no cash competition "within a continuous 60 day time period" (8.4)

Skillz help center and User Terms, retrieved September 26, 2026.

Why so slow by check? Skillz's explainer says "we take time to review gameplay and account histories" before approving, and the withdrawals article says "We manually process each withdrawal." The 1-2 weeks of mail time comes after that processing, so don't add the two together or treat either one as a promise.

Skillz Arena has its own help pages

Skillz now runs a second app, Skillz Arena, with one wallet across several games and its own help category. Its articles repeat the $1.50 fee and the routing. Its deposit article also sets a "$5 minimum," which the standalone help pages don't publish, and lists "Bank transfer (ACH) via Aeropay" next to cards, PayPal and Apple Pay.

The two help centers word instant bank withdrawals differently. The Arena article, whose text was edited July 5, 2026, says "Instant Cashout is available to most users." The standalone article's text, last edited June 18, 2025, says they're "in early access and only available to select test users." Both were live on September 26, 2026, so check which app you're in before you count on either one.

Two more lines round out the Skillz rows. While a withdrawal is pending "you may not deposit additional funds," but you can cancel it and play the money. And cash play isn't offered everywhere. As of 2026, Skillz lists no cash play in Arkansas, Connecticut, Delaware, Louisiana and South Dakota, with extra limits in a few more states (see where cash play is available).

For how Bonus Cash behaves before you withdraw, see Bonus Cash vs real cash, and our FAQ answers the Atay-side cash-out questions.

How much does a small withdrawal fee really cost?

A flat fee costs more the smaller the withdrawal. In 2026, Skillz's $1.50 charge is 30% of a $5 withdrawal, 16.7% of $9 and nothing at $10 or more. At the $2.00 maximum its terms allow, $9 would lose 22.2%. Waiting until you can withdraw $10 in one go avoids the fee entirely.

The fee is charged per withdrawal, not per match, so the arithmetic is simple: divide the fee by the amount you take out. Skillz's help center names $1.50 on anything under $10. The table runs that figure and the terms' $2.00 ceiling side by side.

Our calculation. $1.50 = Skillz help 203685739; $2.00 = the maximum in User Terms 8.5.
You withdrawFee (help center)You'd receiveShare lost at $1.50Share lost at $2.00
$2.00$1.50$0.5075.0%100.0%
$3.00$1.50$1.5050.0%66.7%
$5.00$1.50$3.5030.0%40.0%
$7.50$1.50$6.0020.0%26.7%
$9.00$1.50$7.5016.7%22.2%
$9.99$1.50$8.4915.0%20.0%
$10.00$0.00$10.000.0%0.0%

Share of a Skillz withdrawal lost to the small-withdrawal fee

$1.50 (help center) $2.00 (User Terms maximum) 100% 50% 0% $2.00 75.0% 100.0% at $2.00 $3.00 50.0% (66.7% at $2.00) $5.00 30.0% (40.0% at $2.00) $7.50 20.0% (26.7% at $2.00) $9.00 16.7% (22.2% at $2.00) $9.99 15.0% (20.0% at $2.00) $10.00 0%: no fee at $10 or more
Atay Games calculation from Skillz help article 203685739 ($1.50 charge on withdrawals under $10) and User Terms section 8.5 (up to $2.00). Checked September 26, 2026.

Call it the $10 rule. One withdrawal of $10 or more costs $0 on Skillz. Five $2 withdrawals would cost $7.50 of a $10 balance. The fee also comes out of your profit, and our break-even win rate guide shows how slowly that refills. At $1 entries paying 1.7 times the entry, a player who wins 65% of matches needs about 15 matches of expected profit to earn back one $1.50 fee.

Other platforms charge differently, and the calculator below includes the ones with a published amount. Bingo Stars and Bingo Bling state a $1 processing fee per withdrawal; Triumph Arcade's terms put a fee only on instant withdrawals. Enter your own numbers to see the share.

How much of the entry fees goes back to players as prizes?

In Firy's June 2026 investor deck, Skillz's fiscal 2025 unit economics are indexed to 100 units of gross marketplace volume: 82 went to prizes, 2 to incentives and developer profit share, and 16 was the take rate. Spread across a two-player match, an 82% payout would need a 61.0% win rate to break even.

The figure comes from slide 23, "Unit Economics by Business," of the Firy equity investor deck, filed as an exhibit to an 8-K on June 18, 2026. Under "Indexed Unit Economics FY 2025," it shows two players each paying "50 Indexed Entry Fee." Together that's "Indexed Gross Marketplace Volume 100," which splits into "Indexed Prizes 82," "Indexed Incentives & Dev Profit Share 2" and "Indexed Revenue 16," labeled "Take-rate 16% of GMV."

Skillz fiscal 2025: where 100 units of entry fees went

Two players x 50 indexed entry fee = 100 indexed gross marketplace volume Prizes: 82 16 2: incentives and developer profit share Take rate: 16% of GMV 82% of GMV paid out as prizes Platform-wide average across all formats in fiscal 2025. GMV includes entries paid with bonus cash.
Firy Inc, equity investor deck, slide 23 "Unit Economics by Business" (8-K exhibit 99.1, filed June 18, 2026). We read the slide image; the filing's text layer is garbled.

Three labels keep the number honest. It's a platform-wide average for fiscal 2025 across every format, not a rule for any single match. Gross marketplace volume, per Skillz's fiscal 2025 results (March 31, 2026), "means the total entry fees paid by users," so entries paid with bonus cash are in it. And the "2" includes developers' profit share, which means studios like ours.

What does 82% mean for a head-to-head? If a two-player match paid exactly the average, a $5 entry would return $8.20 to the winner, entry included. That's 1.64 times the entry, and it needs a 61.0% win rate to break even (our calculation: 5 ÷ 8.20). Real matches pay whatever their match card says, so work from your own card. The break-even calculator does the rest, and here's where the prize money comes from in the first place.

What do other paid-entry platforms publish about withdrawals?

Of the eight paid-entry rows in this 2026 index, four publish a minimum withdrawal, from $1.75 at WorldWinner to $6 at Triumph Arcade. All eight say bonus cash is forfeited or reset when you withdraw. Each rule is quoted from the platform's own help center or terms, linked and dated; silence is marked "not published".

These notes add context the table can't hold. They're facts from each platform's own pages as of September 26, 2026, in table order, and nothing more.

  • Bingo Bling (App Store seller Game Story ltd). A withdrawal starts an in-app countdown, and "As long as it is running you can cancel the withdrawal." Its fee article is quoted in full in the table rather than summarized, and the calculator applies only the $1 fee.
  • Bingo Stars (Lucky Day Entertainment, Inc.). Its help pages show relative dates such as "Last Updated: 114d," which we converted to calendar dates on the check day. Several apps share the name; this row is the Lucky Day app only.
  • Blitz - Win Cash (ESPORT NEWCO). Its terms say both the minimum and the processing fee are shown in the app, so neither amount is published on its web pages.
  • Solitaire Smash (Play Perfect Ltd.). We found no public help center, so its terms (last revised May 11, 2026) are the only source.
  • Triumph Arcade (Triumph Arcade, LLC). The only withdrawal fee its terms describe is for instant withdrawals, and a daily withdrawal limit "may vary depending on factors including your deposit history."
  • WorldWinner (Game Taco, Inc.). Many of its withdrawal articles were edited between September 2 and September 25, 2026, and two live articles give different processing windows (7 and 10 business days).

One rule applies to all of them: we cite help centers, FAQs and terms, never app-store descriptions. The two sometimes differ, and the help page is the one support staff work from.

Inactivity fees, where published

Leave money sitting in an account long enough and several platforms start charging for it. These fees aren't withdrawal fees, but they can empty a small balance.

Published inactivity or maintenance fees. Alphabetical; checked September 26, 2026.
PlatformPublished ruleSource
Bingo BlingTerms allow maintenance or other fees on accounts with no competition entered "for at least 6 consecutive months"; no amount published.Terms, Aug 2, 2026
Bingo Stars"a maintenance fee of $2.00 per month" after "six (6) consecutive months" without a competition.Terms, Jun 11, 2024
Blitz"$5.00 USD" a month after 120 days without a Competitive Mode entry; Bonus Cash is also forfeited.Terms, Apr 27, 2026
Skillz (both apps)"a monthly maintenance fee of $2.00" after 6 months or more inactive, taken from Bonus Cash first; none on a $0 balance.Help 360057419731, Sep 19, 2024; User Terms 8.7
Solitaire Smash"a maintenance Fee of US$2.00 per month" after "six (6) consecutive months" without a competition.Terms, May 11, 2026
Triumph ArcadeNot publishedTerms, Sep 22, 2026
WorldWinner"$3.50" a month from cash after 180 consecutive days not accessed; Bonus Bucks and Reward Points are forfeited.Help, edited Sep 25, 2026

Each platform's own terms or help center, checked September 26, 2026.

What do reward apps publish about cash-outs?

Reward apps don't charge entry fees, so their rules are about thresholds, fees and expiry. Among the six in this 2026 index, Freecash charges 5% on PayPal cash-outs and Mistplay caps redemptions at $550 a year. Points can lapse after 60 days without a login at Rewarded Play, or six months after credit at JustPlay.

Reward apps work differently from cash games. You don't deposit and there's no prize pool: you earn points for playing games or finishing offers, then redeem them for PayPal money or gift cards. So the useful columns are the cash-out threshold, any fee, the payout methods and how long your points last. Our review of whether Mistplay is legit shows how one of them works day to day.

Reward apps (no entry fee). Alphabetical. Quotes are each app's own words; checked September 26, 2026.
PlatformMinimum cash-outCash-out feeMethodsStated timeID checkExpiry or inactivitySource (page date)Last checked
Cash GiraffeApp Store seller: GR Apps GmbH (terms: operated by justDice GmbH)Help center: none stated. Its website says "PayPal cash-outs start from $0.20, though users in some regions, including the US, have a minimum of $0.50".Terms: use of the app "takes place without the collection of fees or costs".PayPal and gift cards."PayPal payouts can take up to 5 business days"; gift cards "up to 7 business days".Terms: "Before any payouts are made, users must take a selfie using the app".Terms: coins stop being valid "one year after they are credited" if not redeemed.2026-09-26
FreecashApp Store seller: Almedia Ops UK LTDPayPal: "available from $5 to $200". First withdrawal: "The minimum threshold varies between $5-$20 depending on your region."PayPal: "A 5% withdrawal fee applies to all amounts.""PayPal, direct bank transfer, crypto" and other methods, including gift cards.Bank transfer, Stash and Revolut: "up to 3 business days". It describes most PayPal, crypto and gift card withdrawals as "instant"."You will be prompted to verify your ID while making your first withdrawal.""Freecash Coins do not expire", but an account not logged into "for over a year" may be deemed inactive.2026-09-26
JustPlayApp Store seller: Gimica GmbH (terms: JustPlay GmbH)"there is usually no minimum threshold".Not published"PayPal cash, gift cards, or charity donations"."usually processed immediately, but in rare cases may take up to five business days (Berlin time)".Terms: users may be asked to complete "an automated face-scan"."Coins and/or Rewards will expire automatically six months after being credited" if not redeemed.2026-09-26
MistplayApp Store seller: Mistplay inc.Not publishedNot publishedGift cards from brands such as Amazon, Visa and PayPal. Terms: units "cannot be redeemed for cash".PayPal rewards "should be deposited within 48 hours of your redemption".Terms: may require "phone validation, facial scans, and/or precise geolocation".Units may expire "if you do not earn any units within a 180 day period". Annual cap: "an aggregate maximum amount of $550 USD" per calendar year.2026-09-26
Rewarded Play: Play & EarnApp Store seller: Influence Mobile, Inc.Not publishedFAQ: "Free to download, free to play, free to redeem."Gift cards."Most gift cards are available within 24 hours after you've redeemed your points." FAQ: "within 1-2 business days".FAQ: "First-time redemptions include a quick identity verification".Terms: accounts not logged into "for sixty days or more are deemed inactive" and their points are void, except points from a paid booster.2026-09-26
SwagbucksApp Store seller: Prodege LLC"You can redeem your SB for cash or gift cards with as few as 300 SB", where "100 SB = $1.00".Not published"electronic gift cards and PayPal transfers"."Please allow up to 10 business days"."you will need to verify your account" before redeeming. Its Persona ID check typically asks for "an image of your government-issued identification (ID) and a selfie".Not published in its help center.2026-09-26

Atay Games withdrawal index, 2026 Q4 edition. Every value from the linked first-party page, checked September 26, 2026.

Three details are easy to miss. Freecash's first cash-out threshold varies by region ("$5-$20 depending on your region") before per-method minimums apply. Swagbucks' minimum comes from an article last edited in 2021, which is why the date sits next to it. And Mistplay's "What is Mistplay?" article describes the Android app and says it "does not cover Mistplay applications accessed through other operating systems," so the iOS app's rules may differ.

Why do published withdrawal numbers disagree?

Most disagreements come from three habits: treating a fee threshold as a minimum, repeating an old help-center line after it changed, and applying one platform's rule to another. On September 25, 2026, no Skillz page set a $10 minimum withdrawal, yet that figure appeared in a search engine's answer for "skillz minimum withdrawal amount".

We ran the common searches in September 2026 and compared the answers with the first-party pages. Here are five claims that didn't match. We describe the claim, not who made it.

Claims seen in search answers and roundups, September 2026, set against the platforms' own pages.
The claimWhat the first-party page saysSource
"Skillz has a $10 minimum withdrawal."A $1.50 charge on withdrawals under $10. No Skillz help article or term sets a minimum.Skillz help 203685739; User Terms 8.5
"Most apps pay PayPal withdrawals in 1-3 business days."Windows vary by platform: WorldWinner "Allow up to 7 business days"; Bingo Stars "usually ... within 2 business days but can take up to 5"; Triumph Arcade "within two weeks"; Skillz above-deposit winnings by check or Aeropay bank.Each row's source in the index
"Skillz doesn't charge withdrawal fees.""$1.50 charge for any withdrawals under $10"; the terms allow up to $2.00.Skillz help 203685739; User Terms 8.5
"Every Skillz player gets instant withdrawals."Standalone games: "early access and only available to select test users." Skillz Arena: "available to most users."Skillz help 37471978518676; 50569323305748
"Blackout Bingo charges up to $2 depending on your payment method."Blackout Bingo's App Store seller is Skillz Inc. Skillz's help center says $1.50 under $10 and its terms say up to $2.00; neither ties the fee to a payment method.Apple App Store lookup; Skillz help 203685739; User Terms 8.5

Atay Games comparison, September 25 and 26, 2026.

The pattern is the same each time. A number gets copied from one app to "cash game apps" in general, or a fee threshold gets rewritten as a floor. The fix is to go back to the platform's own page, which is why every cell above links to one.

How do we build and refresh this index?

We copy each rule from the platform's own help center or terms, link the page and record its date. Every quarter we re-read every page and check that each quoted sentence is still there; a changed page triggers an update within five business days. Affiliate sites, app reviews and forum posts are never used as sources.

For this 2026 Q4 edition, a short script re-read 38 first-party pages on September 26, 2026, recorded each page's own dates and confirmed that every quoted phrase was still present. We then read the remaining terms pages by hand. We build games on Skillz, so we know its rules from the developer side too, but nothing here comes from private data.

Method at a glance

  • Sources. Only each platform's own help center, FAQ or terms. Developers are verified through Apple's public App Store lookup.
  • Dates. Two per row: the source page's own date (as shown, or its help-center "edited" or "updated" stamp) and the day we checked it.
  • Inclusion. US-available apps that take real-money entries or pay cash rewards, with a verifiable developer and at least one published withdrawal rule. We don't cover every app.
  • Limits. We don't test withdrawals ourselves, in-app screens can differ from help pages, rules vary by state and country, and "not published" can hide a rule shown only inside the app.

When is this updated?

Full checks each quarter; a lighter phrase check on the first Tuesday of the other months.
EditionChecked on or beforeStatus
2026 Q4September 26, 2026Current
2027 Q1January 5, 2027Scheduled
2027 Q2April 6, 2027Scheduled
2027 Q3July 6, 2027Scheduled
2027 Q4October 5, 2027Scheduled

Between editions, we run the phrase check monthly (next: November 3 and December 1, 2026). If a source changes, we update the affected row within five business days and log the change below.

Found an error?

Send us the platform's own page (help center, FAQ or terms) through our contact page. We re-check within five business days. If the page supports the change, we update the cell and log it with the date and the old and new value. Platforms can request corrections the same way, and we change a cell only when a first-party page backs it.

Changelog

  • 2026-09-26: Index launched (2026 Q4 edition). 8 paid-entry rows and 6 reward-app rows, all checked September 26, 2026.

Cite or reuse this data

Citation: Atay Games, "Cash Game App Withdrawal Fees and Payout Times (2026 Index)", 2026 Q4 edition, data as of September 26, 2026, https://ataygames.com/blogs/cash-game-withdrawal-fees. The data is published under CC BY 4.0: reuse it with that citation.

Frequently Asked Questions

Does Skillz charge a withdrawal fee?

Yes, on small withdrawals. Skillz's help center says there is "a $1.50 charge for any withdrawals under $10," and its User Terms allow a fee of up to $2.00 on withdrawals under $10. A withdrawal of $10 or more carries no fee under either document. Entry fees are a separate cost.

What is the minimum withdrawal on Skillz?

Skillz doesn't publish one. Its help center says the withdrawal screen shows how much of your balance is eligible, and deposited money must be played in matches once before it can be withdrawn. Withdrawals under $10 carry a $1.50 fee, which is why some sites wrongly describe $10 as a minimum.

How long does a Skillz withdrawal take?

It depends on the route. Money up to your deposits goes back to your card or PayPal. US winnings above that go by paper check, which Skillz says to expect in 4-6 weeks, and checks typically take 1-2 weeks to arrive once processed. A bank linked through Aeropay usually gets standard ACH in under 24 business hours.

Why did my withdrawal go back to my card?

Skillz sends withdrawals up to your total deposits back to the card or PayPal you deposited with, oldest deposit first. Only winnings above your deposits go by check in the US or to PayPal abroad. If you deposited with a prepaid card, keep it: the money returns to that card first.

Do I lose bonus cash when I withdraw?

Yes, on every paid-entry platform in this index. Skillz says Bonus Cash "is forfeited when you make a withdrawal," WorldWinner says Bonus Bucks "are forfeited when any withdrawal is requested," and the rest of the index uses similar wording. On Skillz, unused Bonus Cash is also forfeited after 60 days without a cash match.

Can I cite or download this data?

Yes. Cite the page with its edition and "data as of" date, or use the download button to save the data as a CSV with the same cells, source links and dates. The data is published under CC BY 4.0. If a cell looks out of date, send us the platform's own page and we'll recheck it.

Sources

  • Skillz help center, How do withdrawals work? Will I receive my withdrawal via check or online? Can I cancel my withdrawal?, article 203685739 ($1.50 charge under $10, routing, 4-6 weeks; edited Feb 2, 2026, updated Aug 5, 2026), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, How can I deposit? Can I change my method of deposit?, article 203685729 (updated May 14, 2025), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Skillz + Aeropay: Secure Bank Transfers Made Easy, article 37471978518676 (edited Jun 18, 2025, updated Sep 22, 2026), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Can I get an update on the status of my check?, article 115001117726 (updated May 26, 2026), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Why does it take 4-6 weeks to receive my withdrawal?, article 204372895 (updated May 14, 2025), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Can I deposit with a prepaid gift card?, article 115001140043 (updated May 14, 2025), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Why did I receive a notification of a maintenance fee?, article 360057419731 (updated Sep 19, 2024), retrieved 2026-09-26, support.skillz.com
  • Skillz help center, Who is eligible to compete in Skillz competitions?, article 203685899 (updated Aug 23, 2025), retrieved 2026-09-26, support.skillz.com
  • Skillz help center (Skillz Arena), About Skillz Arena, 50164611692692; withdrawals or cashouts, 50570113211540; deposits, 50570134891924; Aeropay, 50569323305748 (updated Jul 5 to Jul 15, 2026), retrieved 2026-09-26, support.skillz.com
  • Skillz, User Terms and Conditions of Service (updated as of May 22, 2025), sections 8.3, 8.4, 8.5 and 8.7, retrieved 2026-09-26, skillz.com
  • Skillz, Skillz Reports 2025 Fourth Quarter and Full Year 2025 Results (March 31, 2026; GMV definition), retrieved 2026-09-26, investors.skillz.com
  • Firy Inc (SEC filing), Firy Equity Investor Deck, 8-K exhibit 99.1 filed June 18, 2026, slide 23 "Unit Economics by Business" (read from the slide image), retrieved 2026-09-26, sec.gov
  • Apple, App Store lookup API (developer and seller names for all 14 apps, and Blackout Bingo's seller), retrieved 2026-09-26, itunes.apple.com
  • WorldWinner help center, Withdrawal articles 54996647899155, 55029927751443, 55030052490643, 55030043699475, 55029821337875, 55029751990547, 49459710642835 and inactivity article 4405403969939 (edited Sep 2 to Sep 25, 2026), retrieved 2026-09-26, worldwinner.zendesk.com
  • WorldWinner, Terms and Conditions (last updated 05-27-2021), retrieved 2026-09-26, terms.worldwinner.com
  • Game Story (Bingo Bling), Help center articles 5292473275921, 32189172415761, 6390008857233, 5310410091025, and Terms (last updated Aug 2, 2026), retrieved 2026-09-26, gmstry.zendesk.com
  • Lucky Day Entertainment (Bingo Stars), Bingo Stars help FAQs 54 and 56, and Terms of Use (effective June 11, 2024), retrieved 2026-09-26, luckyday.helpshift.com
  • Blitz Games, FAQ articles 1809218 and 1800450, and Terms and Conditions (effective April 27, 2026), retrieved 2026-09-26, faq.blitzwincash.com
  • Play Perfect (Solitaire Smash), Terms & Conditions (last revised May 11, 2026), retrieved 2026-09-26, solitairesmash.com
  • Triumph Arcade, Terms of Use: Triumph Arcade (effective March 2, 2022, updated September 22, 2026), retrieved 2026-09-26, docs.triumpharcade.com
  • justDice (Cash Giraffe), Help articles PayPal and Gift Cards (edited Apr 2026), Terms of Service (version 01.08.2020) and "Is Cash Giraffe legit?", retrieved 2026-09-26, justdice.zendesk.com
  • Freecash help center, PayPal withdrawals, first withdrawal, withdrawal times, coin expiry and cash-out methods (modified Nov 2025 to Jul 2026), retrieved 2026-09-26, intercom.help
  • JustPlay, Terms and Conditions (last updated 08.06.2026) and justplayapps.com, retrieved 2026-09-26, justplayapps.com
  • Mistplay, Help articles 13763149489179 and 13311402092699, and Terms of Use (last updated July 15, 2026), retrieved 2026-09-26, mistplay.com
  • Influence Mobile (Rewarded Play), Help article 1500012271762, FAQ and Terms of Use (last updated July 31, 2025), retrieved 2026-09-26, influencemobile.com
  • Swagbucks help center, Articles 205640844, 115005941406, 205640134 and 18207513779476 (edited 2021 to 2026), retrieved 2026-09-26, help.swagbucks.com
  • Atay Games source check (first-party method): a script re-read 38 of the pages above on 2026-09-26, recorded each page's own dates and confirmed every quoted phrase; the rest were read by hand the same day. Fee shares, counts and the 61.0% break-even are our calculations.

About this index. This is general information, not financial advice. It quotes each platform's published rules as retrieved on September 26, 2026, and any platform can change them at any time; your app shows the final fee and amount before you confirm. Real-money play is 18+ on Skillz under its User Terms, and availability depends on where you live. If gaming stops being fun, call or text the National Council on Problem Gambling's helpline at 1-800-MY-RESET (1-800-697-3738), or visit ncpgambling.org.

About the author: Maya Reddy leads Player Trust at Atay Games and has spent twelve years in player operations and trust and safety across mobile gaming. She writes the site's money and payments guides: plain answers built from the documents that set the rules, with the math shown and no promises the rules don't back.

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